INSURING HUDSON VALLEY LIVES, CARS, HOMES AND BUSINESSES FOR 30 YEARS
The Castricone Agency has been protecting local friends, neighbors and businesses against the inevitable bumps and bruises of life since 1988. We are very proud to have moved to independent agency status and to beautiful Tuxedo, NY.
As an independent agency, we combine products provided by the most respected insurance providers into a custom package that meets your personal or business needs.
When you request a quote, we work hard to find discounts that apply to you — multi-car insurance if you insure multiple cars with us, for example, or combined car/home insurance discounts. Our goal is always to give you the coverage you need at the lowest possible price.
Storm, fire, injury, accident – relax, the Castricone Agency has you covered.
We at the Castricone Agency use our decades of experience to help our clients manage the risks they face.
You can expect a phone or in person consultation with us to be filled with probing questions as together we determine the risks you face, the risks you wish to insure against and those you can comfortably assume yourself.
We will present your risk profile to the independent agency marketplace to secure multiple offers of coverage to ensure that you receive the best value for your hard earned dollar.
At point of sale we will handle dealing with old coverage and agents sparing you the hassle of canceling out of date, inadequate or overpriced insurance.
We will ensure that coverage purchased is put in force and any trailing paperwork is quickly and professionally secured and processed.
If there is a claim we will use our experience and expertise to make sure that your claim is processed quickly and fairly.
Everyday service and billing issues are answered 24 hours a day, 7 days a week, 365 days a year either in the agency or by the carriers directly. You will never face a question or issue alone.
Your satisfaction at initial consultation, point of sale, at time of claim, and for routine service is always our number one priority.
Expect "Small town personal service, and big time coverage!" from the Castricone Agency!
You're a person, not a policy.
The Castricone Agency is a Trusted Choice® agency. We are insurance and financial services firms whose access to multiple companies and commitment to quality service enable us to offer our clients competitive pricing, a broad choice of products, and unparalleled advocacy.
Trusted Choice® agencies are dedicated to you and are committed to treating you as a person, not a policy. To that end, they've all vowed to abide by the pledge of performance you see to the right.
11 Reasons you may need Life Insurance
Life Insurance is never a “fun” conversation to have. But when you meet with an industry expert who has your best interests as the highest priority, you may find that life insurance is something you not only need, but truly want, as well — to protect your family, dependents, business and legacy.
1. Dying suddenly
Dying suddenly — in an accident, by unexpected illness or even of natural causes — can happen at any time. Life insurance helps your loved ones pay the mortgage, bills, even college costs, after you’re gone. It also provides tax-free cash to pay estate and death duties. Nothing can replace you in their hearts, but planning ahead with life insurance can make things easier for those you leave behind.
2. Funerals are expensive
In some cases, upwards of $10,000 — and we’re not talking about extravagant funeral services. This is the average cost of a burial ceremony that will be faced by your loved ones. At an already difficult and emotional time, your life insurance can cover these expenses without financial hardship or further stress.
3. Protect those you love
You work hard to make sure those you love — spouse, partner, children, family members — are taken care of. It’s just as important to consider providing financial support for the future living costs of surviving dependents. After all, they will have to go on without you. Make sure they’re protected, too.
4. Death shouldn’t mean debt
Life Insurance can help your dependents cover any financial responsibilities that are left after your death. Debt can be a tremendous burden, on top of the already emotional toll your absence creates in their lives.
5. Anything can happen
If you develop a serious illness, you may not be able to get life insurance to the extent you need it — or at all. If you have a terminal illness, life insurance can provide you with financial support. Life insurance can also be used in case of emergencies by requesting a withdrawal or loan.
6. Take care of business
Life Insurance isn’t just for individuals. It can protect a business from financial loss, liabilities or instability in the case of the death of a business owner/partner. Whether providing necessary short-term cash or keeping operations going until things settle, life insurance can be invaluable in maintaining the business you’ve worked so hard to build.
7. Supplement your retirement
You can use life insurance to make sure your retirement savings lasts as long as you do. An annuity is like a do-it-yourself pension plan — you put an amount of money into a life insurance product and in return you get a guaranteed stream of income month after month, for as long as you live.
8. It makes financial sense
Life insurance is considered a financial asset, which can help increase your credit and help you to get a loan or health insurance.
9. Give to charity
Life Insurance can enable you to leaving a lasting gift to a favorite cause or charity that is much larger than you would otherwise set aside for donation.
10. Peace of mind, plain and simple
No amount of money can ever replace a person. But more than anything, life insurance can help provide protection for the uncertainties in life.
11. Because you Love someone
If you love someone, you need life insurance.
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